• WanderingThoughts@europe.pub
      link
      fedilink
      English
      arrow-up
      0
      ·
      5 months ago

      The market can stay irrational with various crypto currencies longer than you can stay solvent, so you fight irrationality with your own brand of irrationality.

      • Alphonsus@lemmy.world
        link
        fedilink
        English
        arrow-up
        1
        ·
        7 days ago

        Exactly, You said my mind. If the game isn’t rational, pretending it is just gets you wrecked. You either adapt to the madness or get priced out by it.

      • Barbarian@sh.itjust.works
        link
        fedilink
        English
        arrow-up
        0
        ·
        5 months ago

        This is even dumber when you consider we’re ~2 years away from the launch of the Digital Euro. As easy and fast to transfer as a cryptocoin with none of the drawbacks. No Blockchain nonsense, backed by banks, transactions can be cancelled and refunded just like any digital transaction, and standardized to all EU banks.

        • Alphonsus@lemmy.world
          link
          fedilink
          English
          arrow-up
          2
          ·
          7 days ago

          Exactly. Once a Digital Euro is live, most of crypto’s “use case” evaporates. Same speed and convenience, but with consumer protections, reversibility, and real institutional backing.👌

        • ExcessShiv@lemmy.dbzer0.com
          link
          fedilink
          English
          arrow-up
          0
          ·
          edit-2
          5 months ago

          This just sounds like a regular bank transfer to another European bank…input recipient in your self-service online banking and press “transfer”…beep boop done.

          What does this “digital” euro do that the existing euro (which is also perfectly working in digital space) solve?

          • Schlemmy@lemmy.ml
            link
            fedilink
            English
            arrow-up
            0
            ·
            5 months ago

            A regular transfer takes at least some hours/days. With digital currency the transfer is instant.

            Apart from that, surveillance. There’s a (de)centralized register that shows how much money there is ti be found on any account at any given time.

            • ExcessShiv@lemmy.dbzer0.com
              link
              fedilink
              English
              arrow-up
              0
              ·
              5 months ago

              There will be the exact same level of surveillance, it’s still just run by banks so there’s no difference there.

              • Schlemmy@lemmy.ml
                link
                fedilink
                English
                arrow-up
                0
                ·
                5 months ago

                Not really. I was scammed for a few hundreds of euro’s last year. I knew the company, I knew the account but the bank was incapable of reacting because of ‘reasons’. They know where the money went but they can’t follow where it got transferred to. So they can only follow one transaction and after that it’s gone. (Except when you get a court order)

                • Alphonsus@lemmy.world
                  link
                  fedilink
                  English
                  arrow-up
                  1
                  ·
                  7 days ago

                  That’s exactly the problem. “Reversible in theory” doesn’t mean much if banks can’t or won’t act fast. Without real-time intervention and enforcement, the protections are mostly on paper, by the time they move, the money’s already gone.👌

                  For the past 11years I only transact with Crypto and I feel very much comfortable because any mistake I make is traceable and also refundable with zero charge. Almost everyone here in US has adapted to Crypto. The bank is just a reflection of the bad government. 👎

            • Marvie@lemmy.world
              link
              fedilink
              English
              arrow-up
              0
              ·
              5 months ago

              For real, isn’t this allowing them to have much more control over what you have in the bank? Preventing bank runs as they call it(aka blocking withdrawals)