let me save you the hassles of self-hosting nextcloud 😂 however it’s a pretty small company so don’t be surprised that hosting on their stuff is overpriced. nextcloud has free open servers, this doesn’t. then again nextcloud’s encryption is more fake than matrix
You’re right that ipfs is normally very resource hungry and slow. That’s why we wrote our own implementation which used much less bandwidth and cpu and is faster (https://github.com/peergos/nabu). Be aware that we don’t use Tor yet (see warning at beginning of book - https://book.peergos.org/).