• Nighed@feddit.uk
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    1 day ago

    As always, it depends on where you are, what your risk appetite is and who your broker is. I advise moving a way from a US based broker if you are using one, they will have a heavy US focus.

    Look for funds/indexes managed outside of the US. Look at what is in funds, most brokers/apps should give you at least the top 10 holdings, see if they line up with your expectations.

    IMO, look at value stocks/funds currently rather than growth. Aim for dividends and stability until we know where global politics is heading.

    Personally, I am slowly selling my world index holdings (mostly US tech by value) and most US shares. I’m putting it into renewable energy (check the fund isn’t just buying oil majors) and a strategic bond fund (I want to buy a house next year, so want stability)

    • Nighed@feddit.uk
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      1 day ago

      For some detail:

      Flagging this fund manager for actually green funds: https://www.edentreeim.com/ most “green energy” funds just had oil in them, these guys actually do it properly. (I just learnt they are related to the Church of England though, so for any “moral” investing, assume that to be the morals of the CoE)

      Jupiter: https://www.jupiteram.com/uk/en/individual/ is a large UK asset manager that should have a decent range of funds if your broker has them. I have their strategic bond fund as well as some of their Asian funds.

      Otherwise, look at picking up an array of non US index funds.