That’s a very good point - it isn’t Mastercard or Visa involved in the card protection. Thank you!

So I guess I’m actually saying: if Wemo offer credit, then count me in!

In the UK the credit card company are joint liable for any purchases over £100.

So if I buy X from company Y for £100, and company Y fails to deliver, or goes into administration, or whatever, I go back to the credit card company and get my £100 back. Or looked at another way, I don’t pay them the £100 and they swallow the cost.

I’m all for a European system like this, but the only downside I currently see is that using Wero wouldn’t provide any protection in the same way that a credit card does, unless I missed that on the Wero website.

Give me the consumer protection of a credit card and I’ll sign up to Wero or whoever!