

Living with an abusive husband (my first stepfather).
Being super over-protective; all it did was make me fail and get into trouble a lot more in adulthood.
Having me in general.
I got snipped so no kids for me unless I somehow end up divorced/widowed and marry someone who already has kids (though most parents around my age have kids already out on their own).

Nearly zero since I almost never use the internet outside of home. If I know I’ll be traveling, I have a separate wi-fi hotspot I pay for (a bit under 100k JPY yearly). My phone bill yearly is less than 35k JPY (usually closer to 33k but leaving a buffer in case I make a lot of outgoing calls)